Start the money talk · Split every allowance · Build the habit
Teach your kids about money this week with six free printable worksheets
This free set will show you how to start real money talks at home, and you'll be able to split an allowance and track a savings goal with your child.
You can start the money talk before the next "every other kid has it"
Say your child wants $20 for something in a game. You say no, and they tell you every other kid already has it. You want this to be a moment where they learn something, but it's a busy evening and you're not sure where to begin.
That doesn't mean you're behind, and it doesn't mean you're a bad parent. You just need a simple, calm way to start, and these worksheets will give you one.
Built by a mom for her own kitchen table first
I'm Simone, a CPA and a mom, and I've spent close to 20 years helping people and companies make smart choices with their money. I built Calm Money Kids so it would be simple enough to do on a busy weekend and honest enough that my kids would actually learn something.
What's in the free set
You'll get six worksheets that teach your child the whole four jars method
Needs and wants sort
Your child will learn to tell a need from a want, even before they can read.
Four jars allowance worksheet
Your child will be able to split every allowance into Grow, Dream, Spend and Give.
Dream jar savings tracker
Your child will be able to save up for one thing they really want.
Helping Hands chart
You'll be able to encourage help at home without paying for it.
Printable play money
Your child can practice with dollars while the stakes are still small.
Kids savings challenge
Your child will see $20 or $50 add up, one square at a time.
Your first week
By the end of your first week, your child will have four jars and a Family Money Day
- Print the set and do the needs and wants sort. It takes about ten minutes, and it gives your child the words for everything that comes next.
- Set up four jars. Any jars, cups or envelopes will work, so you can start with what's in your kitchen.
- Pick your Family Money Day and do your first split. Doing it on the same day every week is what turns it into a habit.
Questions about the free Calm Money Kids worksheets
- Are the Calm Money Kids worksheets really free?
- You'll get all six for free when you enter your email, and you can unsubscribe anytime.
- How will I get the Calm Money Kids worksheets?
- You can download them right after you sign up, and we'll also email you the file so you have it for later.
- Can teachers use the Calm Money Kids worksheets?
- Teachers are welcome to use them, because they're free for home and classroom use.