Free savings tracker printable for kids

Saving is hard for kids because the reward feels so far away. A savings tracker brings it closer, because your child can see every dollar move them toward the thing they want. This free printable turns a goal into a jar to color in.

What's on the savings tracker?

• A space to draw the goal. Kids save longer for something they can picture.
• A short goal planner. Your child writes what they're saving for, what it costs, how much goes in each week, and about how many weeks it will take.
• A jar to color in. It has 10 lines, and each one is a tenth of the goal, so your child can color up as they save.
• A savings log. There are 12 rows to write the date, how much went in and the total so far.

How to use the savings tracker

1. Pick one goal together. It works best when the goal is your child's own and not something you chose for them.
2. Do the math for the jar. Divide the price by 10 and write that amount next to each line. A $30 toy means each line is $3.
3. Update it on the same day each week. Seeing the jar fill up on a regular day keeps your child going when the wait feels long.

In Calm Money Kids, this is the job of the Dream jar, which gets 25% of each allowance. Little kids save for a few weeks, and teens can save for up to a year. If your child wants to take money out early, talk it over together first, because that talk is the lesson.

Common questions about savings trackers for kids

How long should a child save for one goal?

It depends on their age. A 5 year old does well with a goal of a few weeks, a 9 year old can wait a couple of months, and a teen can save for much longer.

What if my child gives up halfway?

That's a real lesson too. Ask what would make the goal feel closer, and look at the colored lines together, because seeing how far they've come often helps.

Is there a savings challenge version?

Yes. The kids savings challenge has a $20 version for younger kids and a $50 version for older kids.